Service Economy

I have missed plenty of blogs lately, but the move is finally complete and my new job is going well. The position I have taken is something I have to learn and grow into so it is new and exciting. Plus it will help me to develop a new set of skills which will help…

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Monthly Payments

We Americans are falling into a horrible trap.The trap is thinking of our finances in the short term.We think we can afford something as long as we can pay the monthly payment; house payment, car payment, furniture payment, boat payment, credit card payment, motorcycle payment, etc.We no not consider that the financing companies are stretching…

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Wanna Be Rich?

In the book, 7 Habits of Highly Effective People, there is a diagram that depicts the urgency and importance of all of the things we do. The categories are urgent and important, urgent and unimportant, non-urgent and important, and non-urgent and unimportant. By understanding this categorization we can appropriately prioritize our tasks. The main categories…

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Life or Death Situation

I recently had a discussion with a friend about her frustration with her budget. She said that there was nothing else that could be cut from the budget. I looked at the budget and found that there were things that could be removed. I said she could shut off the cable and internet; she said…

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Luck is when opportunity meets preparation.-unknown

How many of you are not happy with your life? Are you unhappy with your job, your house, your financial situation? Do you wish you had a better marriage? Do you wish that you were like the “lucky” people with money and happy lives? Sit down for this, this may be hard to take. It…

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Limiting Yourself

Starting about 4 years ago I took up the fitness lifestyle. Since then I have been trying to gain muscle and lose fat. This is a constant effort to eat right and exercise regularly. One thing I have noticed over these last few years is that many people compliment me on my diligence and work…

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