In previous posts I have mentioned that many jobs tend toward the assembly line mentality. If you are working on the assembly line you are in a race to the bottom. There are other aspects of the assembly line mentality that make it harder to leave the assembly line. I used to think this way…
Tag: debt
Take your freedoms back
This chapter discusses taking your freedoms back considering debt, job losses, and credit scores through working hard.
Free your mind and reduce your stress
Many of us have become used to the constant onslaught on responsibilities, information, and advertisements that we are living with a constant level of stress. We have obligations to our creditors, husbands, wifes, children, and bosses. With all of these obligations our minds are constantly occupied. Maybe not enough to overwhelm you but enough to…
Socialism
I do not agree with the socialist philosophy but I want to learn more about it because I want to better empathize with people that think differently from me. In my quest for this empathy I have been in search of someone that had the maturity and insight to explain their point of view on…
Dave Ramsey is an Amazing Man
Dave Ramsey is a national talk radio host and author.His teachings are basically get out of debt, build an emergency fund, and then become wealthy.Over the last few years it may have seemed stupid to pay down your house considering the increasing values; it virtually could be used as an ATM.To many, it seemed that…
Look on the Positive Side
We are all worried about the economic future, considering the doom and gloom the media is conveying. We need to regain our hope. Here are some different points of view to consider and some steps to take to get your hope back. First, many needs are being created with these changes in the economy. This…
Free Money
I wanted to share this piece of info because I am running into too many people that believe that the money from the government is free.This money is not, for someone to receive money from the government it is taken from somebody else.One of the sources is debt issued in the form of bonds which…
Leaving Your Comfort Zone
When was the last time you made an improvement in your life? What happened that made you change? I bet you grew uncomfortable in your situation and you wanted to change it. If you want to lose weight there are a few things that may have provoked you. You could be worried about your health,…
Debt Philosophy
The other day, a friend and I stumbled upon the subject of our conflicting debt philosophies.As you have previously read, my wife and I want to eliminate all of our debts with our extra money, and then begin investing (debt snowball).My friend (we will call him Jose in this story) subscribes to the philosophy of…
Leveraging Your Abilities
Have you ever heard the statement “don’t trade hours for dollars”? Until recently I did not fully understand the implications of this statement. I was listing to The American Entrepreneur podcast and Ron (the host) fully explained it. When you trade hours for dollars the only way to make more money is to work more…
Life or Death Situation
I recently had a discussion with a friend about her frustration with her budget. She said that there was nothing else that could be cut from the budget. I looked at the budget and found that there were things that could be removed. I said she could shut off the cable and internet; she said…